You have an offer.Know what it's actually worth.
One adjusted number for every package you're weighing — current role included — after taxes, cost of living, and benefits. See how far apart they really land.
Offer map
See how far apart your offers really are.
Pick a scenario below, click a pin. $41,542 spread between best and worst in this set.
How Marcus evaluates offers
Prioritizing family relocation stability, school districts, and high-coverage healthcare.
Offer C
Verona
Adjusted
$116,061
Epic Verona at $116.1k adjusted on a $168k gross — Wisconsin tax and 5-day office commute are offset by Madison area rent relief and premium healthcare.
Next steps & action plan
RECOMMENDED FIT (Family/Schools focus). Next step: Negotiate base to $185k using NYC/Remote numbers.
Key drivers
- WI state tax + federal + FICA total withholding: $42,239
- Verona housing cost index vs Seattle baseline: -$18,740/yr cost
- Epic campus benefits (100% employer-paid family health): $12,880/yr value
- 5-day office commute (Verona transit and time drag): $3,840/yr cost
Source disclosures
Tax Foundation 2026 progressive schedules · C2ER COLI quarterly benchmarks · BLS employer benefit surveys · Role schedule and location friction signals · Tax drag figures are modeled purchasing-power deltas, not total tax liability
The formula
What you enter. What we enrich.One honest number.
Offer letters show a headline. We model compensation, benefits, work structure, location, growth signals, and intangibles — then layer in tax, cost-of-living, and market benchmarks so everything normalizes into a single adjusted value.
Why this exists
Your first read of an offer is almost always wrong.
Compensation is designed to look better than it is. Every factor below is deliberately left out of the headline number.
How it works
From offer letter to honest number in three steps.
Negotiation draft
Say the right thing. Rooted in real numbers.
WhatsMyOffer writes your negotiation email from your adjusted value data — specific, calm, and grounded in math, not sentiment.
Hi Sarah, I want to be direct: I'm excited about this team, but the adjusted value still leaves a meaningful gap after I run the full model. Your offer's $180,000 headline base is the strongest on paper. Once New York state tax, Manhattan rent indexing, and the 401k match gap are applied, my adjusted value lands at $96,863 — versus a remote competing offer at $126,780 on a $165,000 base. That's a $29,917 annual purchasing-power gap, not a rounding error. I'm not using the competing offer as a threat — I want to be here. But I need us to close the gap with a base adjustment to $175,000, a 5% 401k match (currently 3%), or formalized remote flexibility with a documented stipend. Any of those would bring the adjusted values into alignment and let me sign with confidence. Happy to walk through the breakdown together if that helps move this forward. Looking forward to closing this out, Marcus
After the report
We do the math.Bring the analysis to your favorite AI.
AI models excel at strategy, but struggle with progressive tax and cost-of-living arithmetic. Avoid calculation errors by feeding them our completed, authoritative report. Pick a scenario, copy the export, and extend your knowledge.
Full report unlock
See the reasoning behind the ranking.
The teaser shows you who wins. The full report shows you why— every signal, every risk flag, and the negotiation brief to act on it. One month is enough time to run your decision; cancel when you're done.
- Full adjusted-value breakdown for every offer
- Signal summaries, risk flags, and hidden-value callouts
- Narrative report — why the leader wins and what you'd leave behind
- Negotiation module with audience-specific email drafts
- All AI export scenarios unlocked
Monthly access while you're in an active offer decision. Cancel anytime from settings.
$34k
avg. spread users uncover
$10
per month
1 mo
plenty of time to decide
Users routinely find $10k–$50k in value they would have left on the table. A month of full access costs less than most signing-bonus rounding errors.
Join early accessFAQ
Questions we know you have.
How is adjusted value different from salary?
Adjusted value applies a modeled tax drag (the purchasing-power penalty of each metro's tax regime vs a low-tax baseline), your city's cost-of-living index, the dollar value of employer benefits (401k match, health premium, paid leave), and commute or remote flexibility. The result is a single number that lets you compare any offer to any other offer on equal terms. Note: the tax drag figure is not total income tax — it captures the location-specific delta.
Is this a financial advisor or tax tool?
No. What's My Offer is a decision-clarity tool. The numbers we produce are modeled estimates based on publicly available data (Tax Foundation, C2ER, BLS). We are not a licensed financial advisor. For binding tax guidance, consult a CPA.
Where does the tax and cost-of-living data come from?
Tax drag estimates are modeled from Tax Foundation 2026 progressive rate structures and publicly available state/local schedules. Cost-of-living figures reference C2ER COLI quarterly benchmarks. Benefits benchmarks are derived from BLS employer survey data. These are directional inputs for comparison, not binding tax advice.
What counts as an 'offer'?
Any compensation package you're considering — your current role, a competing offer, an accepted letter, or a hypothetical scenario. Your current job is always the baseline; you add whatever else is in your decision window.
Is my data stored or shared?
Yes — we store your offer inputs securely so we can run reports, keep your workspace persistent, and power negotiation tools. Your data is private to your account, never sold, and never used to train third-party models. You can delete individual offers or wipe all account data at any time from settings; when you finish your decision, we'll surface an obvious path to remove everything. See /privacy for details.
When does the product launch?
We're in private beta. Join the waitlist for early access — we're onboarding a limited group before general availability.
Private beta · Limited seats
Know your number before you sign.
Join the waitlist. You'll be among the first to compare offers, export AI prompts, and negotiate from a position of actual clarity.
No spam. No sharing. Unsubscribe anytime.
$34k
Avg. adjusted spread
40+
Variables per offer
7
Priority dimensions